Scheme aims to provide cashless treatment to road accident victims nationwide.
- Previously, pilot project on the Cashless Treatment scheme has been launched by the Ministry of Road Transport and Highways (MoRTH) in 2024.
- Legal mandate for cashless treatment has been provided under the Motor Vehicles Act, 1988 (amended by the Motor Vehicles (Amendment) Act, 2019).
Key Features of Scheme
- Treatment costs: Support will be provided up to ₹1.5 lakh for a maximum period of 7 days, provided the police are informed about the accident within 24 hours.
- Additionally, for hit-and-run cases, ₹2 lakh will be given to the families of the deceased.
- Implementing agency: National Health Authority (NHA) in coordination with police, hospitals and State Health Agencies etc.
- e-Detailed Accident Report (eDAR) application will help NHA in implementation of Scheme.
- Coverage: Applicable to all road accidents
Need/Relevance of the scheme
- Reducing Fatalities: 1.8 lakh fatalities occurred due to road accidents last year, and 66% of these accidents involved individuals aged between 18 and 34.
- Encouraging good Samaritans: Good Samaritan is a person who renders emergency medical or non-medical care or assistance.
- Also it will help in treatment in the golden hour (first hour after a traffic accident).
