The guidelines have been issued  in exercise of powers conferred by Sections 21 and 35A read with Section 56 of Banking Regulation Act, 1949.

Revised Guidelines 

• Enhancement of several loan limits:-
  • Education : upto ₹25 lakh for individuals  (including vocational courses)
  • Social Infrastructure: upto ₹8 crore per borrower for setting up schools, drinking water facilities etc
  • Other: Housing Loan Limits, Agriculture Loans etc
• Focused on ‘Renewable Energy’: 
  • Upto ₹35 crore for renewable energy-based power generators and for renewable energy based public utilities such as street lighting systems, remote village electrification.
    • The limit is ₹10 lakh for individual households.
• Revision of PSL target for Primary (Urban) Co-operative Bank (UCBs) 
  • Total Priority Sector: 60%
  • Micro Enterprises: 7.5%
  • Advances to Weaker Sections: 12%
• Expansion of the category of ‘Weaker Sections’:-
  • It now includes Transgenders along with earlier categories of:-
    • Small and Marginal Farmers, Distressed farmers indebted to non-institutional lenders, Artisans, Individual members of SHGs or Joint Liability Groups, 
    • Scheduled Castes & Scheduled Tribes, Persons with disabilities, Minority communities notified by Government of India
    • Individual women beneficiaries up to ₹2 lakh (This  limit is not applicable to UCBs)

Targets/Sub-targets for Priority sector