PMAY – Rural was launched by Ministry of Rural Development (MoRD) in 2016.

About PMAY- Rural 

• Aim: To provide housing for the poorest segments of society including EWS.
• Scheme Type: Centrally Sponsored Scheme (CSS)
• Key Target: Originally 2.95 crore houses were to be completed by 2023-24. 
  • Scheme was extended with 2 crore more houses, with a total outlay of ₹3,06,137 crore for FY 2024-29.
• Ownership: Mandated for the female head of the family.
• Eligibility criteria: Houseless Households and Households with Kuccha Houses (as per the Socio Economic and Caste Census (SECC), 2011)
• Selection of beneficiaries: Through a three-stage validation (SECC, Gram Sabha, and geo-tagging).
• Assistance:  Rs.1.20 lakh in plain areas and Rs.1.30 lakh in North Eastern Region States and Hill States of Himachal Pradesh, Uttarakhand, Union Territories of J&K, and Ladakh.
  •  Loan up to ₹70,000 is available to eligible beneficiaries at a 3% reduced interest rate.
  • RS.12,000/- for toilets under Swachh Bharat Mission – Gramin. 
• Convergence with other schemes: For providing basic amenities like LPG connection under Pradhan Mantri Ujjwala Scheme, Access to safe drinking water under Jal Jeevan Mission, etc.
  • Eligible households can avail 95 days of employment as unskilled labour under Rural Mason Training.