PMAY – Rural was launched by Ministry of Rural Development (MoRD) in 2016.
About PMAY- Rural
- Aim: To provide housing for the poorest segments of society including EWS.
- Scheme Type: Centrally Sponsored Scheme (CSS)
- Key Target: Originally 2.95 crore houses were to be completed by 2023-24.
- Scheme was extended with 2 crore more houses, with a total outlay of ₹3,06,137 crore for FY 2024-29.
- Ownership: Mandated for the female head of the family.
- Eligibility criteria: Houseless Households and Households with Kuccha Houses (as per the Socio Economic and Caste Census (SECC), 2011)
- Selection of beneficiaries: Through a three-stage validation (SECC, Gram Sabha, and geo-tagging).
- Assistance: Rs.1.20 lakh in plain areas and Rs.1.30 lakh in North Eastern Region States and Hill States of Himachal Pradesh, Uttarakhand, Union Territories of J&K, and Ladakh.
- Loan up to ₹70,000 is available to eligible beneficiaries at a 3% reduced interest rate.
- RS.12,000/- for toilets under Swachh Bharat Mission – Gramin.
- Convergence with other schemes: For providing basic amenities like LPG connection under Pradhan Mantri Ujjwala Scheme, Access to safe drinking water under Jal Jeevan Mission, etc.
- Eligible households can avail 95 days of employment as unskilled labour under Rural Mason Training.
Progress made under PMAY-G
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