Pradhan Mantri Awaas Yojana

To address the urban housing shortage among Economically Weaker Section (EWS)/ Lower Income Group (LIG) and Middle-Income Group (MIG) categories including the slum dwellers by ensuring a pucca house.

Providing a pucca house, with basic amenities, to all houseless households and those households living in kutcha and dilapidated house by 2024.

Centrally Sponsored Scheme except for CLSS vertical (Central Sector).

Centrally Sponsored Scheme

Ministry of Housing and Urban Affairs (MoHUA).

Ministry of Rural development

2015

2016

• Economically Weaker Section (EWS): Annual household income up to Rs. 3 Lakh. Eligible for all four verticals 
• Low Income Group (LIG): Annual household income from 3-6 Lakh. Eligible only under CLSS
• Middle Income Group (MIG): Annual household income from Rs. 6-18 Lakh. Eligible only under CLSS.
• The beneficiary family should not own a pucca house in his/ her name or in the name of any member of his/her family in any part of India.

• It selects beneficiaries using housing deprivation parameters in the Socio Economic and Caste Census (SECC) 2011 data and from finalized Awaas+ list subject to due verification by Gram Sabha and Appellate process thereafter
• Landless beneficiary: State shall ensure that the beneficiary is provided land from the government land or any other land including public land ( Panchayat common land, community land or land belonging to other local authorities).

Mandating that the female head of the family be the owner or co-owner of the house.

Mandating that the female head of the family be the owner or co-owner of the house.

• Beneficiary Led Construction: GoI grant @ 1.5 Lakh per house.
• Affordable Housing in Partnership: GoI grant @ 1.5 Lakh per house
• In-Situ Slum Redevelopment: GoI grant @ 1.0 Lakh per house
• Credit Linked Subsidy Scheme: Benefits upto 2.67 Lakh on housing loan
• States/ UTs to ensure convergence with relevant schemes such as Swachh Bharat Mission (U), National Urban Livelihood Mission, Solar Mission etc. in housing projects to be undertaken under this Mission.

• Unit assistance of Rs. 1.20 lakh in plains and Rs.1.30 lakh in hilly States/UTs, North Eastern States, difficult areas, and worst Left-Wing Extremism (LWE) districts.
• Provision of 90/95 person days of un-skilled labour wage under MGNREGA for construction of house, over and above the unit assistance. This amounts to about Rs 18,000/.
• Provision of assistance (Rs.12,000/-) for toilets through convergence with SBM-G.
• The PMAY-G households are also provided water, LPG, and electricity connections in convergence with other relevant schemes.

All Statutory towns and Notified Planning Areas covered

All over Country

83.67 lakh houses completed

2.62 Crore houses completed 

PMAY-U Dashboard and five-staged geo-tagging of each house/ project for monitoring the progress of construction.

• AwaasSoft: Bi-lingual (Hindi & English), transactional web based electronic service delivery platform to facilitate e-Governance in PMAY-G.
•  AwaasApp: A mobile application is to be used to monitor real time, evidence based progress of house construction through date and time stamped and geo-referenced photographs of the house.

Public expenditure (40%) and private investment including beneficiary contribution (60%).

• 60:40 in Plain areas.
• 90:10 for North-Eastern and 2 Hill States (Himachal Pradesh and Uttarakhand) and UT of Jammu and Kashmir.
• 100% by the central government in other UTs.

To be set up at both State and City level to address the grievances in implementing the Mission from various stakeholders.

• Set up at different levels of administration viz., Gram Panchayat, Block, District and the State.
• Designated officials at each level must resolve grievances or complaints within 15 days of receipt, ensuring prompt response to concerns.

• Affordable Rental Housing Complexes (ARHCs), sub Schemes under PMAY-Urban, aims at providing ease of living to urban migrants/ poor to get access to dignified affordable rental housing close to their workplace.
• Global Housing Technology Challenge – India (GHTC-India) was initiated to identify and mainstream globally best available proven construction technologies that are rapid, sustainable, green and disaster resilient.

Greening of PMAY-G: Promotes green, locally-adapted housing designs using regional materials to reduce carbon footprint, enhance comfort, and contribute to a cleaner India.