Direct Benefit Transfer (DBT) initiative has saved 3.48 lakh crore rupees till 2024 | Current Affairs | Vision IAS
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Direct Benefit Transfer (DBT) initiative has saved 3.48 lakh crore rupees till 2024

Posted 22 Apr 2025

2 min read

This has been revealed by the policy paper titled a Quantitative Assessment of India’s DBT System. 

Other Key findings 

  • Increased coverage: Coverage of beneficiaries has increased by 16 times improving welfare delivery.
  • Welfare Efficiency Gains: Welfare Efficiency Index (WEI) rose from 0.32 (2014) to 0.91 (2023).
    • WEI assess the impact of the DBT system, it is driven by DBT Savings (50% weight), Subsidy Reduction (30% weight) and Beneficiary Growth (20% weight).
  • Subsidy share in total expenditure reduced: 16% in pre-2013 to 9% in 2023–24.
    • E.g. ₹1.85 lakh crore saved in food subsidies via Aadhaar-linked PDS. 

About DBT Initiative

  • Genesis: Initiated in 2013.
  • Aim: Reforming Government delivery system by re-engineering the existing process in welfare schemes and ensure accurate targeting of the beneficiaries, de-duplication and reduction of fraud.
  • Implementation: Initially under the Planning Commission but now placed under Cabinet Secretariat.
  • Key Features: 
    • Aadhaar is not mandatory in DBT schemes but it is preferred.
    • DBT key enabler is JAM trinity (refer to image). 
    • Electronic Payment Framework is applicable on all Central Sector (CS)/ Centrally Sponsored Schemes (CSS) and for all schemes. 
Image showing component of JAM Trinity
  • Tags :
  • Direct Benefit Transfer (DBT)
  • JAM Trinity
  • DBT
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